When you are hiring a roofing or general contracting company, it is important to understand the laws that help protect you. From insurance verification to deductible rules, Texas law gives property owners important safeguards during the roofing process. At Queen Bee Roofing, we believe informed customers make better decisions, and we want you to feel confident every step of the way.
Before hiring a roofing or general contracting company, always ask for proof of insurance and verify that the coverage is active. The Texas Department of Insurance recommends confirming general liability coverage directly with the insurance carrier instead of relying only on paperwork from the contractor. This helps protect you from fraudulent or expired insurance documents.
At Queen Bee Roofing, we are fully insured and bonded up to $1 million in coverage.
Helpful Link:
Texas Department of Insurance Consumer Tips
Texas does not currently require a state-issued roofing contractor license. That means property owners should take extra care when choosing a contractor. Ask about experience, insurance, references, and professional credentials before moving forward. Check their reviews on BBB, Google and socials, like Facebook if they have one for their business.
Queen Bee Roofing operates to a higher standard. We participate in the Roofing Contractors Association of Texas voluntary licensing program, which was created to promote professionalism and consumer confidence in the roofing industry.
Your home is one of your biggest investments. Do not trust it to just anyone. Give your roof the royal treatment with Queen Bee Roofing!
Helpful Links:
RCAT Consumer Information
RCAT Licensing Information
Texas law requires property owners to pay their insurance deductible on covered property claims. A contractor cannot knowingly waive, absorb, or help a customer avoid paying that deductible on qualifying insurance-funded work.
This requirement is part of Texas Insurance Code Chapter 707, which took effect in 2019 and is commonly associated with House Bill 2102. If a contractor offers to cover or waive your deductible, that should be treated as a serious red flag. Queen Bee Roofing offers financing for those that need it for their deductible.
Required Texas Notice:
Texas law requires a person insured under a property insurance policy to pay any deductible applicable to a claim made under the policy. It is a violation of Texas law for a seller of goods or services who reasonably expects to be paid wholly or partly from the proceeds of a property insurance claim to knowingly allow the insured person to fail to pay, or assist the insured person’s failure to pay, the applicable insurance deductible.
Helpful Links:
Texas Insurance Code Chapter 707
House Bill 2102 Bill Text
Texas Department of Insurance on Deductible Law
Queen Bee Roofing helps property owners better understand storm-related roofing issues by providing professional inspections, honest guidance, and clear communication throughout the process. Owner Shelly Hendrix is a Texas Licensed State Adjuster and brings valuable insurance knowledge to the table, including insight into what insurance companies are typically looking for when evaluating storm-related roof damage.
That experience helps Queen Bee Roofing provide thorough inspections and a more informed approach when assessing storm-related concerns. However, it is important to understand that Queen Bee Roofing cannot act as both the adjuster and the contractor on the same job or for the same customer. We believe in doing things the right way by staying within legal boundaries while still helping customers feel informed and confident about their next steps.
Helpful Link:
Roofing and Insurance: Know the Law
Understanding Texas roofing law helps protect you from misleading offers, poor workmanship, and unnecessary risk. Property owners should verify insurance, understand deductible requirements, and work with a contractor who values professionalism and clear communication.
At Queen Bee Roofing, we believe in doing things the right way. That means honest service, transparency, and helping customers make informed decisions about their property.
Before hiring a roofing or general contracting company, always ask for proof of insurance and verify that the coverage is active. The Texas Department of Insurance recommends confirming general liability coverage directly with the insurance carrier instead of relying only on paperwork from the contractor. This helps protect you from fraudulent or expired insurance documents.
At Queen Bee Roofing, we are fully insured and bonded up to $1 million in coverage.
Helpful Link:
Texas Department of Insurance Consumer Tips
Texas does not currently require a state-issued roofing contractor license. That means property owners should take extra care when choosing a contractor. Ask about experience, insurance, references, and professional credentials before moving forward. Check their reviews on BBB, Google and socials, like Facebook if they have one for their business.
Queen Bee Roofing operates to a higher standard. We participate in the Roofing Contractors Association of Texas voluntary licensing program, which was created to promote professionalism and consumer confidence in the roofing industry.
Your home is one of your biggest investments. Do not trust it to just anyone. Give your roof the royal treatment with Queen Bee Roofing!
Helpful Links:
RCAT Consumer Information
RCAT Licensing Information
Texas law requires property owners to pay their insurance deductible on covered property claims. A contractor cannot knowingly waive, absorb, or help a customer avoid paying that deductible on qualifying insurance-funded work.
This requirement is part of Texas Insurance Code Chapter 707, which took effect in 2019 and is commonly associated with House Bill 2102. If a contractor offers to cover or waive your deductible, that should be treated as a serious red flag. Queen Bee Roofing offers financing for those that need it for their deductible.
Required Texas Notice:
Texas law requires a person insured under a property insurance policy to pay any deductible applicable to a claim made under the policy. It is a violation of Texas law for a seller of goods or services who reasonably expects to be paid wholly or partly from the proceeds of a property insurance claim to knowingly allow the insured person to fail to pay, or assist the insured person’s failure to pay, the applicable insurance deductible.
Texas does not allow a roofer or contractor to act as a public insurance adjuster on an insurance claim if they are also performing the repair work. A contractor should not negotiate or represent your insurance claim as though they are a licensed public adjuster.
At Queen Bee Roofing, we focus on honest guidance, quality workmanship, and helping customers understand the roofing process without crossing legal lines.
Helpful Link:
Roofing and Insurance: Know the Law
Understanding Texas roofing law helps protect you from misleading offers, poor workmanship, and unnecessary risk. Property owners should verify insurance, understand deductible requirements, and work with a contractor who values professionalism and clear communication.
At Queen Bee Roofing, we believe in doing things the right way. That means honest service, transparency, and helping customers make informed decisions about their property.
